The USD to PKR rate today has three versions in Pakistan: the interbank rate that banks quote to each other, the open-market rate at currency dealers, and the digital dollar rate — what a US dollar held as USDT, Payoneer, Skrill, Neteller, Wise or PayPal balance actually sells for in rupees. This page shows the interbank reference, a quick converter, and S2Swap’s live buy and sell prices for every kind of digital dollar, updated every minute.

US dollar today (interbank reference)

1 USD = 276.98PKR

Reference rate as of Fri, 16 Oct 2026 00:02:31 +0000. Interbank mid-rate; banks, open-market dealers and digital dollars each trade a few rupees away from it.

Converter (reference rate)

USD = 27,698 PKR

For orientation only. The amount an order pays is set by the S2Swap rate for the route you choose.

Digital dollars on S2Swap — live buy and sell in PKR

AssetSell (you receive PKR)Buy (you pay PKR)
USDT (Tether) 1 USD = 283.00 PKR 288.00 PKR = 1 USD Sell Buy
Payoneer USD 1 USD = 278.00 PKR 288.00 PKR = 1 USD Sell Buy
Skrill USD 1 USD = 274.00 PKR 290.00 PKR = 1 USD Sell Buy
Neteller USD 1 USD = 278.00 PKR 290.00 PKR = 1 USD Sell Buy
Wise USD not open 290.00 PKR = 1 USD Buy
PayPal USD not open 288.00 PKR = 1 USD Buy

S2Swap rates refresh every minute and are the exact figures the order form uses; the full route list with minimums and maximums is on the live rates page.

Interbank, open market and digital dollar: which "dollar rate" applies to you?

  • Interbank: the State Bank’s reference, used for trade settlement and quoted in the news. You cannot buy or sell at it as an individual.
  • Open market: cash dollars at licensed exchange companies. Usually a few rupees above interbank for buying and below it for selling; limits and ID requirements apply.
  • Digital dollar: a dollar balance you hold online. Freelancers receive these on Payoneer, Skrill or in USDT; the rupee value depends on demand for each asset. USDT tends to track the open market closely, Payoneer and Skrill trade at their own rates because they can only be moved inside those systems, and WebMoney WMZ trades lower still. The live table above shows the current figure for each.

How to sell dollars online for PKR

  1. Choose the asset you hold — for example USDT, Payoneer or Skrill — and open its route to JazzCash, EasyPaisa or bank transfer. The PKR you will receive is calculated before you confirm.
  2. Enter your payout account details and contact details, confirm, and send the dollars to the S2Swap account or address shown on the order page.
  3. The team verifies the incoming transfer and pays the rupees. Processing times are stated on each order page: USDT typically 60 to 180 minutes, Payoneer and Skrill typically 1 to 3 hours.

How to buy dollars online with JazzCash, EasyPaisa or bank transfer

Pay rupees from your own account and receive the dollar asset you need: USDT to a wallet, or a Payoneer, Skrill, Neteller, Wise or PayPal balance to your account e-mail. Minimums are per route and shown on the order form. Guides: buy USDT with JazzCash, PKR to USD options compared.

Why the digital rate is not the same as the news rate

The interbank rate is a wholesale benchmark. Every retail channel adds a margin for its costs and risk, and digital assets also carry a liquidity premium or discount: an asset that is easy to resell (USDT) sells closer to the open-market rate than one that is locked inside a payment systеm. On S2Swap the margin is the difference between the buy and sell price shown above; there is no separate hidden fee, and any route fee is listed on the confirmation screen. Details: how rates and fees work.

Frequently asked questions

What is the dollar rate in Pakistan today?

The interbank reference is shown at the top of this page with its date; S2Swap’s live buy and sell prices for digital dollars are in the table below it, refreshed every minute.

Can I sell cash dollars on S2Swap?

No. S2Swap exchanges digital balances (USDT, Payoneer, Skrill, Neteller, WebMoney, Wise, PayPal) and cryptocurrencies, not banknotes.

Which digital dollar gives the most rupees?

It changes daily; compare the "Sell" column above. USDT is usually the closest to the open-market rate because it is the most liquid.

Is the converter rate what I will receive?

No. The converter uses the interbank reference for orientation. The order form shows the exact S2Swap rate for your route before you confirm.

How often do rates updаte?

S2Swap route rates refresh every minute. The interbank reference updates daily.

Related: Euro to PKR · AED to PKR · Bitcoin to PKR · all live rates. Questions? Message the team through the live chat on this site at any time.